Point Me to the Miles

Double the Card Bonuses Using the “Two Browser” Trick

EXPLANATION:
The two-browser trick is utilized for credit card churning (signing up for credit cards to receive the bonus) when applying to different cards from the same company, netting double the bonus.  The name originates from using two separate browsers to apply for different “flavors” of the same card, but has become synonymous with submitting card applications one after another.

Examples of when this may be used is if you wanted to apply for both the American Express Premier Rewards Gold Business and Personal cards, or the Citi AAdvantage Visa along with their AAdvantage American Express.

THOERY:
The theory behind it is that the card issuer only allows one application every 60 days or so.  And each time you apply for a credit card, your score is checked and reported by either Equifax, Experian, or TransUnion.  Thus, by applying for two at the same time, when your credit score is pulled using one of these credit reporting agencies, it appears that you do not have any recent inquiries.

PROCEDURE:
1. To start, you will want to clear ALL browser cookies.  This will prevent submitting an application for an offer not in this post.

If you are not sure how to do this, WikiHow has some fairly good instructions, but the information may not be up-to-date for all browsers.

2.  Apply for the first card.

3. ClearALL cookies again.

4. IMMEDIATELY apply for the second card.

5. Begin meeting required minimum spend requirements.

Tip of the hat to this FlyerTalk post.